This tax-free monthly support is still a financial lifeline for millions of parents and guardians who are raising children under 18. It provides a steady monthly income that helps pay for everything from groceries and clothes to childcare and school costs.
The March deposit comes at a time when many families are also getting ready for the 2026 tax season. This is a great time to learn about how the CCB works, who can get it, and what changes are coming in the middle of 2026.
This full guide has everything you need to know about the March 22, 2026 payment and beyond, whether you are a long-time CCB recipient keeping track of your monthly deposits, a newcomer to Canada looking into this benefit for the first time, or a temporary resident wondering if you qualify.
Contents
- What is the benefit for children in Canada?
- Dates for CCB Payments in 2026
- Exact Amounts of CCB Payments for March 2026
- Big CCB Rise Coming in July 2026
- Income Limits for CCB in 2026
- Who is eligible for the Canada Child Benefit?
- How to Get the Canada Child Benefit
- How to Find Out About Your CCB Payment
- Other CRA Benefits That Canadian Families Can Get
- Questions and Answers About the CCB
What is the benefit for children in Canada?
The Canada Child Benefit is a monthly payment from the federal government that is not taxed. The Canada Revenue Agency (CRA) runs it and gives it to families who qualify to help them pay for raising children under 18.
The program has two goals: to help Canadian families in need each month and to make sure that lower- and moderate-income households get the most money through an income-tested reduction system.
The CCB is especially useful because it has built-in protection against inflation.
Every July, the CRA uses the Consumer Price Index to figure out how much benefits should be. This makes sure that CCB payments keep up with rising living costs.
As Canadian families deal with rising costs for basic needs like housing, food, and childcare, this yearly change has become more and more important.
The CCB has a benefit year that runs from July to June. Each July, the amount of your benefits is based on the income information from your tax return for the previous year.
Your March 2026 payment is for the benefit year that runs from July 2025 to June 2026. This means that the amounts are based on your 2024 tax return.
Your CCB deposit may also include extra money, like the child disability benefit and other provincial benefit programs, like the Ontario Trillium Benefit. All of this is combined into one monthly payment.
Dates for CCB payments in 2026
Families can plan their household budgets with confidence because the CRA has a consistent monthly payment schedule.
Payments are usually made on or around the 20th of each month, but they may be a little different if that day falls on a weekend or holiday.
The next CCB payment is set for March 22, 2026. This will be the third payment of the year.
Here is the full list of CCB payment dates for 2026:
- Payment is due on March 22, 2026.
- April 20, 2026
- May 20, 2026
- June 19, 2026
- July 20, 2026, is the start of a new benefit year.
- 20th of August, 2026
- September 18, 2026
- October 20, 2026
- November 20, 2026
- December 11, 2026
The exact amounts of CCB payments for March 2026
Your payment on March 22, 2026, is part of the CCB benefit year that runs from July 2025 to June 2026. The highest annual CCB amounts for this benefit year are:
- For kids under 6, the maximum amount is $7,997 per year, or about $666.41 per month.
- For kids 6 to 17 years old, the maximum amount is $6,748 per year, or about $562.33 per month.
These numbers show the most money that families can get if their adjusted family net income is at or below the first income threshold.
Your actual payment depends mostly on three things: your adjusted family net income, how many kids you care for, and how old they are.
The CRA has an official Child and Family Benefits Calculator that uses the same income-testing rules as real benefit calculations to help you figure out how much you will have to pay.
Child Disability Benefit Adds to Your Monthly Deposit
The CRA adds the child disability benefit (CDB) directly to the monthly CCB payment for families who care for a child who qualifies for the Disability Tax Credit.
The CDB pays up to $3,411 per year for each eligible child from July 2025 to June 2026. This is about $284.25 per month.
This extra money helps pay for the extra costs that come with taking care of a child with a serious and long-term disability.
How Age Changes Affect Your Payment in the Middle of the Year
During the benefit year, your CCB payment may change for two common reasons.
The payment automatically changes from the higher rate for kids under 6 to the lower rate for kids 6 to 17 the month after the child turns 6.
You don’t have to do anything for this change to happen.
When a new child is born or comes into your care, you usually become eligible the month after you apply or the CRA gets a notice through automated birth registration.
A big CCB increase is coming in July 2026.
Families should get ready for one of the biggest changes: the Canada Child Benefit will go up in July 2026.
The CRA says that starting in July 2026, families who qualify may be able to get up to:
- For kids under 6 years old, it’s $8,157 a year, or about $679 a month.
- For kids ages 6 to 17, it’s $6,883 a year, or about $573 a month.
This means that kids under 6 will get $160 more a year, and kids 6 to 17 will get $135 more a year than they do now.
New Income Limits for July 2026
Starting in July 2026, the income limits will also go up with inflation, just like the maximum benefit amounts.
The first income level at which phase-out starts will go up from $37,487 to $38,237.
The second phase-out threshold will go up from $81,222 to $82,847.
Because of these changes, a few more families will be able to get the most or almost the most benefits in the new benefit year.
When Your Deposits Show Higher Amounts
July 20, 2026, is the first date that the CCB payment will show the increase that will happen in July 2026.
The current benefit year amounts will stay the same for payments made from January to June 2026.
Your 2025 tax return will be used to figure payments from July to December 2026 instead of your 2024 tax return. This is why it is important to file your 2025 taxes on time to make sure the benefit calculations are correct.
Income Limits for CCB in 2026
To know if your March 22 deposit will be close to the maximum or significantly lower, you need to know what the income thresholds are.
The CRA’s calculation for the benefit year from July 2025 to June 2026, which includes the March 2026 payment, uses two main thresholds:
- The first threshold is $37,487.
- $81,222 is the second threshold.
How the formula for reduction works
Once you know how the reduction system works, it’s easy to use.
If your family’s adjusted net income is $37,487 or less, you get the full amount of the CCB without any cuts.
If your AFNI is more than $37,487 but less than $81,222, your benefit is cut by a percentage of the income that is more than $37,487.
If your AFNI is more than $81,222, you will have to pay less using a second formula that makes your payment even lower.
Rates of Reduction Between the Two Thresholds
If your family has an AFNI between $37,487 and $81,222, the rate of reduction depends on how many kids you have:
- 7% of income over $37,487 for one child
- For two children, 13.5% of income over $37,487
- 3 kids: 19% of income over $37,487
- 23% of income over $37,487 for families with 4 or more children
Extra Cut for Families with Higher Incomes
The CRA uses a second reduction step for families with AFNI over $81,222. This step is made up of a fixed amount plus a percentage of income over $81,222:
- $3,061 for one child, plus 3.2% of income over $81,222
- Two kids: $5,904 plus 5.7% of income over $81,222
- Three kids: $8,310 plus 8% of income over $81,222
- 4 or more kids: $10,059 plus 9.5% of income over $81,222
This graduated reduction system shows why families with higher incomes can still get some CCB, even though the amount goes down a lot after they reach the second threshold.
Who can get the Canada Child Benefit?
The Canada Revenue Agency has certain requirements that all applicants must meet.
To be eligible for the CCB, you must meet all of the following requirements at the same time:
- You have to live with a child who is not yet 18 years old.
- You must be in charge of taking care of and raising that child most of the time.
- You need to live in Canada for tax purposes.
- You or your spouse or common-law partner must have a valid immigration status in Canada. This means that you are a Canadian citizen, a permanent resident, a protected person, or a temporary resident who meets the requirements.
- You can’t ask for a foster child who is already getting help from the Children’s Special Allowance program.
How Shared Custody Changes CCB Payments
Custody arrangements can have a big effect on how CCB payments are figured out and sent out.
The CRA calls this a shared custody arrangement if your child lives with you 40% to 60% of the time and the rest of the time at the address of another parent or guardian.
When two people share custody of a child, both are considered to have custody of the child. The CCB payment is usually split between the two households based on the custody arrangement.
Each parent gets half of what they would have gotten if they had full custody, based on their adjusted family net income.
Rules for Newcomers to Canada to Be Eligible
This part talks about one of the most common things that people get wrong about CCB eligibility.
Many families who are new to the area think they don’t qualify when they do, or they think they qualify right away when they don’t.
For families who have just moved to Canada or are planning to move there, it is important to know about the settlement services and financial help that are available to new Canadians.
Who Can Get CCB as a New Permanent Resident
Permanent residents are clearly on the CRA’s list of immigration statuses that can get CCB.
Permanent residents don’t have to wait 18 months like temporary residents do.
As soon as they arrive in Canada, new permanent residents can apply for the Canada Child Benefit.
What this means in real life for new permanent residents moving to Canada:
- Even if you get to Canada after the tax filing season is over, you should still apply for the CCB as soon as you get there and meet the other requirements.
- You don’t have to have filed your taxes in Canada before you apply. The CRA has ways to deal with applications from people who are new to Canada and haven’t filed a tax return yet.
- The CRA may ask for more information about your status and income history in order to correctly calculate your entitlement. This is especially true if you came to Canada in the middle of the year or have income from outside of Canada.
- For many families who have just moved to Canada, the CCB is an important source of money during their settlement, especially while they look for work and make arrangements for childcare.
- The CCB helps families get their finances in order in their new country by helping them learn high-demand skills.
Who Can Get CCB If They Are Only Temporary Residents
The CCB is also available to temporary residents, but they have to meet stricter requirements.
For CCB purposes, you must meet both of the following requirements to be considered an eligible temporary resident:
- You have to have lived in Canada for the last 18 months in a row.
- In the 19th month, you must have a valid permit that does not say “does not confer status” or “does not confer temporary resident status.”
Most temporary residents who want to know if they can get the CCB don’t know about this 18-month waiting period.
The CCB is open to international students, temporary foreign workers, and their families, but only after they have lived in Canada for 18 months.
How to Get the Canada Child Benefit
There are many ways to apply, and the best one for you will depend on your situation.
Automated Registration of Births
If you are registering the birth of a newborn with your province or territory, the Automated Benefits Application lets you agree to share information with the CRA in many places.
This choice can start the CCB application process without the need for a separate paper submission.
For Canadians and permanent residents who give birth in Canada, this is the easiest way to apply.
Apply online using CRA My Account
Most families will find that the “Apply for child benefits” feature in CRA My Account is the quickest way to apply.
This method lets you send in your application online and upload any necessary supporting documents right through the CRA portal.
Online applications usually take less time to process than paper ones.
Using Form RC66 to Mail an Application
This form is for applying for the CCB and signing up kids for CRA-run programs that go along with it.
Proof of birth and other documents that back it up
When you apply online or by mail, you usually have to show proof of birth if the CRA has never paid benefits for the child you are applying for.









